Key Challenges

  • The hospitality industry is high-risk and under-protected
  • The rise of the gig economy has increased the number of hospitality staff working as independent contractors, which aren't covered by a company's corporate insurance policies
  • High turnover and irregular hours make COI tracking hectic and time consuming
  • Fraudulent COIs are on the rise and hard to identify
  • Traditional insurance policies are cost prohibitive for hourly, on-demand hospitality workers
  • Increased competition and negative press have driven customers to demand a higher level of safety guarantee from hospitality services
  • On-demand hospitality workers need to start quickly, but finding the right insurance can take weeks

HOSPITALITY 

Enter Bunker

Purchase a blanket insurance policy that automatically covers each worker on an hourly basis, starting at $0.30 / hour

COVER YOUR WORKFORCE

Opt your workforce into the blanket coverage in your contract terms and conditions. Any contractors who wish to purchase their own policy can simply opt out and provide a COI 

EASY OPT-IN

Deduct the cost of insurance from your workers' payment schedule, based on the number of hours they were on the clock. Then, send a simple monthly payment to Bunker.

RECOUP YOUR COSTS

If a contractor already has insurance, or wishes to purchase their own policy that will cover them on multiple platforms, Bunker will screen their COI to ensure they meet your requirements. 

SCREEN COIS

Enterprises (like hotels, restaurants, etc.) will require you to prove that each worker is covered. With Bunker's Live COI, simply log in, and easily share proof of insurance for your whole workforce in one click

SHARE PROOF OF INSURANCE WITH CLIENTS

Did You Know

Slips and falls cause over $198.4 million in annual claims in the restaurant industry alone. On average, restaurant injuries cause 30 days of missed work.


If you're working with independent contractors, Workers' Compensation will not cover these losses. Unless you've provided Occupational Accident Insurance, an injured worker's best option is to take you to court.

Most Popular Bunker Services

Insurance Fulfillment

Occupational Accident

Easy Storage & Sharing

COI Screening & Verification

IN THE HOSPITALITY INDUSTRY

Blanket (Hourly) Liability Policies

TRUSTED BY

Become Your Team Expert!

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Learn all of the tips and tricks for managing compliance on the Bunker Blog!

Occupational Accident Insurance: Workers' Comp. for the Gig Economy

The Gig Economy Meets the Service Industry

Ready to Get Started?

Tell us a bit about yourself and your insurance headaches, and we'll reach out within 2 business days to talk through how Bunker could help your company!