Purchase a blanket insurance policy that automatically covers each worker on an hourly basis, starting at $0.30 / hour
Opt your workforce into the blanket coverage in your contract terms and conditions. Any contractors who wish to purchase their own policy can simply opt out and provide a COI
RECOUP YOUR COSTS
Deduct the cost of insurance from your workers' payment schedule, based on the number of hours they were on the clock. Then, send a simple monthly payment to Bunker.
If a contractor already has insurance, or wishes to purchase their own policy that will cover them on multiple platforms, Bunker will screen their COI to ensure they meet your requirements.
SHARE PROOF OF INSURANCE WITH CLIENTS
Enterprises (like hotels, restaurants, etc.) will require you to prove that each worker is covered. With Bunker's Live COI, simply log in, and easily share proof of insurance for your whole workforce in one click
If you're working with independent contractors, Workers' Compensation will not cover these losses. Unless you've provided Occupational Accident Insurance, an injured worker's best option is to take you to court.