• Marketplaces can't scale without winning large, enterprise clients - all of which require insurance

• Increased competition for suppliers has created greater demand for a smooth, low-cost signup process

• Traditional insurance policies are cost prohibitive to on-demand workers 

• If an uninsured worker makes a mistake, the lawsuit will flow upstream to the marketplace

• Marketplaces can't directly provide insurance to on-demand workers without risking misclassification claims

• Early-stage marketplaces can't afford on-demand (blanket) insurance for their workforce, but can't scale without it.

Purchase a blanket insurance policy that automatically covers each worker on an hourly basis, starting at $0.30 / hour

Opt your workforce into the blanket coverage in your platform terms and conditions. Any contractors who wish to purchase their own policy can simply opt out and provide a COI 

Deduct the cost of insurance from your workers' payment schedule, based on the number of hours they were on the clock. Then, send a simple monthly payment to Bunker.

If a contractor already has insurance, or wishes to purchase their own policy that will cover them on multiple platforms, Bunker will screen their COI to ensure they meet your requirements. 

Enterprises will require you to prove that each worker is covered. With Bunker's Live COI, simply log in, and easily share proof of insurance for every worker on your platform, in one click.

If your workforce, or your payroll, are too small to qualify for on-demand (blanket) coverage, don't worry! Bunker's Early Stage Startup program was built to scale with your business. We provide tailored programs, combining custom policies and management software, that meet your needs - and your financial capabilities - at each stage of your business.

A freelance developer steals data from your enterprise client

A painter damages a priceless family heirloom in someone's house

A bike courier is injured on the job and sues for their medical costs

An on-demand bartender is accused of over serving a customer

An on-demand cleaner

leaves the floor wet, and your client slips and falls.

A freelance graphic designer is accused of plagiarism

Every policy is tailored to your business, and designed to protect your unique workforce, whether they're blue collar, white collar, or somewhere in between. Here are a few examples of what we've covered:

Tell us a bit about yourself and your insurance headaches, and we'll reach out within 2 business days to talk through how Bunker could help your company!

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